M&A Source | The Bridge | Fall 2024

IN THIS ISSUE:

www.masource.org

NO.07

ISSUE

FALL 2024

© M&A Source. All Rights Reserved. | The insights and opinions expressed herein are those of the authors and do not represent professional counsel nor an endorsement by M&A Source.

The Bridge

U P D AT E S & I N S I G H T S

F O R T H E L O W E R M I D D L E M A R K E T

A QUARTERLY PUBLICATION

OF THE M&A SOURCE

Chair’s Letter

An Interview with

M&A Source Member,

Gary Rayberg

The True Economic

Earnings Power of

Your Business

M&A Source Fall

Conference 2024

The Importance of Sell-Side

Quality of Earnings

Hurdles in Customer

Concentration

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2 | T h e B r i d g e F a l l 2 0 2 4

Updates + Insights

for the Lower Middle Market

T h e B r i d g e | F a l l 2 0 2 4 | 3

Content.

NO.07

ISSUE

FALL 2024

The Bridge

A QUARTERLY PUBLICATION

OF THE M&A SOURCE

Reflect on the latest initiatives and

value of M&A Source for lower

middle market professionals.

LETTER FROM THE CHAIR

04

Learn more about what you can expect

at the Conference & Deal Market later

this October.

DISCOVER THE FUTURE OF M&A

AT OUR 2024 FALL CONFERENCE

IN LAS VEGAS

06

Discover how to calculate earnings

power for privately held companies.

UNDERSTANDING ADD-BACKS:

REVEALING THE TRUE ECONOMIC

EARNINGS POWER OF YOUR

BUSINESS

14

Read personal insights into a career in

M&A with our latest member interview.

AN INTERVIEW WITH M&A

SOURCE MEMBER, GARY RAYBERG

08

Dive into why the sell-side QoE is critical

when preparing for a sale.

THE IMPORTANCE OF

SELL-SIDE QUALITY OF

EARNINGS

10

Gain an understanding of the different

perspectives on customer concentration.

HURDLES IN CUSTOMER

CONCENTRATION

20

4 | T h e B r i d g e F a l l 2 0 2 4

Chair’s Letter

As the Chairman of M&A Source, I want to

take this opportunity to reflect on the value

of being a part of this incredible community,

and to share how membership has profoundly

impacted my professional journey. Like many

in the investor community, I joined M&A

Source to connect with M&A advisors, gain

access to industry-leading resources, and

most importantly, to see deals. But what I have

gotten back through my involvement in the

organization was much more than just access

to deals; I found a source of collaboration

and lasting relationships that have been

instrumental in my success as a lower middle

market (LMM) M&A professional.

A Personal Re�ection

on M&A Source’s Value

Over the years, attending the M&A Source’s

two annual conferences has been one of the

most rewarding aspects of my membership.

These events are not just gatherings; they

are oppor tunities to immerse ourselves in

the collective knowledge and experience

of our peers. The connections I’ve made at

these conferences with industry-leading

M&A advisors have been invaluable. In fact,

many of these relationships have evolved

into trusted par tnerships and friendships

that continue to enhance my career. The

oppor tunity to meet face-to-face, engage in

meaningful discussions, and share insights

with like-minded professionals is something I

look forward to year after year.

Our upcoming Fall Conference & Deal Market

at Caesars Palace in Las Vegas on October

22-23 promises to be another exceptional

event. For those who have attended our

conferences in the past, you know the energy

and value these events bring. If you haven’t

yet experienced one of our conferences, I

strongly encourage you to join us. This is

your chance to connect with the very best in

our industry, explore new deal oppor tunities,

and deepen your understanding of the trends

shaping the lower middle market.

I’m par ticularly excited about the two days of

courses preceding the conference, scheduled

for October 20-21. These in-person courses are

now designed to provide more advanced-level

instruction, and most of them are completely

new subjects based upon member feedback

and evolving industry dynamics.

These advanced courses represent the third

phase of our revitalized educational programs

which now provide a clear professional

development path:

#1:

M&A Foundations (online/on demand)

#2:

Core #1 and Core #2 Educational Series

(live, virtual)

#3:

Advanced Courses (live at conferences)

Released earlier this summer, the M&A

Foundations course offers 22 modules of

introductory education delivered by some of

the top per formers in our industry. This course

was over a year in the making, and it fills a

critical knowledge gap for those star ting their

journey in LMM deals. Core 1 and Core 2 go

deeper into key subjects in a shor t-style vir tual

program that will each be offered twice a year

moving forward. Combined, these programs

represent our commitment to strengthening our

community by helping emerging advisors learn

how to excel in this profession quickly, and

with professionalism and integrity. By providing

access to high-quality education, we are

investing in the future of our industry while also

helping tenured offices train their new advisors.

Lamar Stanley

M&A Source 2024 Chair of the Board

T h e B r i d g e | F a l l 2 0 2 4 | 5

Our goal is to ensure that all members—whether new to

the field or seasoned veterans—have the resources and

support they need to thrive.

Being a member of M&A Source has not only provided

me with unparalleled educational oppor tunities and

access to industry insights, but it has also allowed

me to be par t of a community that truly understands

the unique challenges and rewards of working in the

lower middle market. Our association is built on the

principles of collaboration, education, and growth,

and every member contributes to the collective

success of our network.

Looking ahead, I am filled with optimism about the

future of M&A Source. Our education Foundations

courses are yet another example of how we are

constantly evolving to meet the needs of our

members, and I am confident that our upcoming Fall

Conference & Deal Market will be another milestone in

our journey. This event is more than just a gathering;

it’s a chance to celebrate our achievements, learn

from one another, and set the stage for future

successes.

I encourage each of you to take full advantage of your

M&A Source membership. Attend the conferences,

par ticipate in the courses, and engage with your

fellow members. The value of M&A Source is not just

in what you receive, but also in what you contribute.

By sharing your experiences, insights, and exper tise,

you help to elevate the entire community.

As we approach the Fall Conference, I look forward

to reconnecting with many of you in Las Vegas.

Let’s make the most of this oppor tunity to learn,

network, and grow together. Whether you are an

experienced advisor or new to the M&A Source family,

your presence and par ticipation are what make this

organization truly special.

Thank you for being par t of M&A Source and for your

continued commitment to excellence in the M&A

profession. I hope to see you at Caesars Palace in

October!

Warm Regards,

Lamar Stanley

M&A Source 2024 Chair of the Board

Our goal is to ensure that all members—whether new

to the field or seasoned veterans—have the resources

and support they need to thrive.

Register for Core #2

Educational series

Elevate Your M&A Expertise

Learn More & Register

Live, Online

6 | T h e B r i d g e F a l l 2 0 2 4

Discover the Future of M&A at Our

2024 Fall Conference in Las Vegas

JOIN US IN LAS VEGAS FROM OCTOBER 20-23 FOR OUR HIGHLY ANTICIPATED FALL CONFERENCE, WHERE

THE DEAL MARKET CONTINUES TO BE A CENTRAL FEATURE. AS ALWAYS, THE DEAL MARKET STANDS AT

THE HEART OF THE EVENT, SERVING AS THE CRUCIAL NEXUS WHERE ADVISORS, PRIVATE EQUITY FIRMS,

FAMILY OFFICES, AND SEARCH FUNDS COME TOGETHER. IT’S THE FOCAL POINT OF OPPORTUNITY IN THE

LOWER MIDDLE MARKET, MAKING IT AN INTEGRAL PART OF YOUR CONFERENCE EXPERIENCE.

Why The Deal Market is Essential

The Deal Market is more than just a segment of the

conference; it’s the vital hub where key players in the

M&A field connect and collaborate. Here’s why The

Deal Market remains a cornerstone of our event:

Strategic Networking:

Meet and interact directly with influential private

equity firms, family offices, and search funds. This

is your chance to forge valuable relationships and

discuss opportunities in a dedicated environment.

Opportunity Showcase:

Present your deals to an engaged audience looking

for new ventures. The Deal Market facilitates high-

impact interactions that can lead to significant

partnerships.

Dynamic Dealmaking:

Engage in real-time discussions and negotiations

that can shape future business opportunities.

The Deal Market provides an interactive setting

where immediate opportunities are explored and

acted upon.

Courses to Elevate Your Expertise

Alongside The Deal Market, our conference offers a

diverse array of courses and workshops designed to

enhance your M&A knowledge and skills:

MAS Course 494:

Brokering Technology Transactions

Dive into the complexities of technology transactions

with hands-on Case Studies and practical insights.

MAS Course 510:

Developing a Cash Flow Analysis

for Income Appraisals

Explore advanced business valuation techniques and

practical tools to improve your valuation capabilities.

MAS Course 572:

M&A Deal Management & Negotiation

Tactics (Advanced)

Refine your deal management and negotiation skills

for more effective deal closings.

MAS Course 640:

Overcoming Legal Hurdles in Deal-Making: Turning

Setbacks into Success

Learn strategies to navigate and resolve legal

challenges that can affect deal success.

MAS Course 726:

Unveiling WIP: Essential Insights for M&A

Professionals

Master the assessment and management of Work

in Progress (WIP) across various industries.

MAS Course 419:

Introduction to Capital Stack & Deal Structuring

in Lower Middle Market

Understand key M&A concepts and learn to advise

on complex transactions in the lower middle

market.

MAS Course 455:

Marketing Mastery for the M&A Professional

Enhance your marketing skills to drive transaction

success and build strong client relationships.

T h e B r i d g e | F a l l 2 0 2 4 | 7

Engage with Industry Leaders and Enhance Your Skills

Our conference also features a range of workshops and

keynote sessions, including:

Opening Keynote by Dr. Tom Deans:

Gain insights on safeguarding family wealth and

strategic succession planning.

Upholding Professional Ethics in M&A Practices:

Learn about maintaining ethical standards with Bob

McCormack and Jim Cumbee.

Tales From the Battlefield of Dealmaking:

Participate in case study sessions moderated by

experts like Lamar Stanley and Scott Mashuda.

From Signed LOI to Closing:

Discover best practices for due diligence and

handling buyer/seller traps with Matt Bradbury and

Ginger Dean.

Mastering Deal Sourcing:

Learn effective client engagement.

Turbocharge Your Dealmaking with AI Technology:

Explore AI-driven enhancements for deal sourcing.

Why Attend?

Expand Your Knowledge:

Gain advanced skills in specialized M&A areas.

Network with Experts:

Connect with seasoned professionals and industry

leaders.

Enhance Your Practice:

Apply new techniques and insights to elevate your

advisory services.

Leverage The Deal Market:

Utilize the opportunity to make valuable connections

and explore new ventures in this central component

of the conference.

Join us in Las Vegas from October 20-23 to experience

the energy and opportunity of The Deal Market and

participate in transformative sessions and workshops.

Don’t miss this chance to advance your career, expand

your network, and stay ahead in the competitive M&A

landscape. Register today!

The Lions of Dealmaking Mastermind:

Engage in a dynamic Q&A with top M&A advisors and

PEGs.

8 | T h e B r i d g e F a l l 2 0 2 4

Member Interview

Tell us about your pre-M&A career and how it

led you to doing this work?

I started, or bought and then sold several

companies from the age of 22. The companies

were in the commercial cleaning, moving and

storage, employee relocation management and

office coffee service industries. This experience

helped me better understand the process and

the concerns of my clients later.

What personal characteristics and strengths

have supported your success in this industry?

A positive, don’t give up, stick to the plan

attitude. In my younger days I was a long

distance runner. I am now a long distance

bicyclist. I compare getting a deal to closing

to the obstacles on a 100 mile bike ride or a

marathon. You need to persevere and never

give up.

What is your greatest M&A accomplishment?

Building a regional M&A practice with multiple

brokers in multiple states. I have been lucky

enough to be able to introduce and support

some great M&A brokers (and business brokers,

too) entering the profession, helping them grow

to be successful. I now work for one of the best

intermediaries I have ever met. He bought ROI

Corporation after working with me at the firm

for a decade. Seeing him and the other brokers

at my firm succeed is my most important

accomplishment in the profession. On an even

level with that is, of course, the honor of helping

many clients over the years sell their most

valuable asset and enter successfully into the

next stage of their lives.

With regard to the majority of your

engagements, do you work as a team or do you

handle things on your own?

I personally now work the majority of my

engagements on my own with the support of

a marketing person and an excellent admin. At

ROI, we do function as teams on many projects.

This happens with newer brokers or if a broker

wants to enlist the help of another broker who is

a specialist in an industry. Depends what is best

for our client to get a deal done.

Do you just do M&A or do you provide other

services – valuations, consulting, etc.?

About 75% of what I do is represent seller

clients. 25% is Opinions of Value for multiple

purposes, and consulting for known party

ownership transition to key employees and/or

family members.

What is the biggest mistake you have made

when working on a deal?

Many years ago, I learned about the controlled,

informal auction process at an M&A Source

conference. Since then, we almost never go to

market with an asking price on an M&A deal.

Early on, I advised a helicopter engine rebuilder

that his company was worth a 4 multiple of

EBITDA based on data I researched and that our

asking price should be in that range. Another

broker sold him on no asking price, so he signed

with them. He received an 8 multiple of EBITDA

for his company. I am glad he went with the

An Interview with

M&A Source Member,

Gary Rayberg

Gary Rayberg

M&AMI, CBI, ROI Advisors Inc

T h e B r i d g e | F a l l 2 0 2 4 | 9

other broker, as I would not have done as good a job

at that point. With that said, it was an expensive lesson

for me.

What are the three most important qualities that you

think a good M&A advisor needs to have?

Beyond the math and the technical knowledge, you need

to be able to...

#1:

Read people. You need to size up buyers and sellers to

know if you want to work with them or not. You only have

so many opportunities to get paid, and wasting months on

the wrong one can be costly.

#2:

You need to see failure as an opportunity to learn and

improve every time, so you do not make the same mistake

twice.

#3:

Be open to and seek education from courses and other

successful Intermediaries. My career was made by

attending conferences at NEBBA, IBBA and M&A Source. I

learned so much, not just by taking the courses but from

the discussions with other brokers. I remember being

welcomed at my first IBBA conference and getting to sit at

breakfast and lunch with the leaders in the profession and

listening to their advice, which was priceless.

What is your most interesting deal that you are working

on today?

A $28,000,000 revenue company which is a supplier to

the heat pump industry. I believe this industry is about to

explode with growth.

How long have you been an M&A Source member and

what do you get out of your membership?

I joined IBBA in 2005 and M&A Source around 2010. As I

mentioned earlier, knowledge from conferences and most

importantly, networking with other professionals has

been so beneficial to me!

As a seasoned M&A advisor, what changes and trends

do you see on the horizon that will impact on M&A?

With the codification of the CBI No Action letter, we are

free to pursue larger deals that were previously only

available to SEC licensed Investment Bankers. I see my

firm and others like it aggressively pursuing larger deals

as more and more owners age out.

What advice would you give to new people entering the

profession?

Research the industry by joining IBBA, M&A Source,

and your local IBBA affiliate

Have enough money in the bank to comfortably live

for 12 to 18 months

Be prepared to enjoy continuous learning as you

never know it all

Seriously consider joining an established firm with an

internal training and mentoring program. This should

shorten the time it takes to start making money in

your new profession

My experience in hiring tells me that sales skills,

people skills, and perseverance are qualities that are

more important than having a degree in finance or

accounting. You can learn that!

Please tell us something about yourself that has

nothing to do with your M&A career?

I am currently working while traveling the country with

my wife in a motor coach. Since September, we have

been on the move seeing this amazing country from

north to south and east to west. We are currently living

next to the beach on the Oregon coast. If anything good

came out of Covid, it is that my clients are happy to work

with me remotely, except for an occasional flight to meet

with a new client.

1 0 | T h e B r i d g e F a l l 2 0 2 4

The Importance of Sell-Side

Quality of Earnings

IN THE CONTEXT OF MERGERS AND ACQUISITIONS, BEING PREPARED IS NOT JUST AN

ADVANTAGE — IT’S ESSENTIAL. SELLERS WHO BEGIN NEGOTIATIONS ARMED WITH CLARITY,

CONFIDENCE, AND A THOROUGH UNDERSTANDING OF THEIR FINANCIAL STANDING ARE MORE

LIKELY TO REACH THE CLOSING TABLE AND HAVE A FAVORABLE OUTCOME. HOWEVER, THE

ROAD TO A SUCCESSFUL SALE IS OFTEN CHALLENGING, AND MANY SELLERS FIND THEMSELVES

UNPREPARED TO NAVIGATE THE COMPLEXITIES OF THE PROCESS.

MUCH LIKE STAGING A HOME FOR SALE, PREPARING A BUSINESS FOR SALE REQUIRES PLANNING

AND METICULOUS ATTENTION TO DETAIL. YET, DESPITE ITS IMPORTANCE, MANY SELLERS

OVERLOOK A FUNDAMENTAL ASPECT OF THE PREPARATION PROCESS: THE SELL-SIDE QUALITY

OF EARNINGS (QOE). THIS TOOL SERVES AS PROTECTION FOR SELLERS FROM POTENTIAL

PITFALLS AND EMPOWERS THEM TO TAKE CONTROL OF THE NEGOTIATION PROCESS.

By Evan Ottaviano

Bennett Thrasher